How to Make Payments in the Russian Federation throughout 2026

Cards issued by foreign banks cannot be used in Russia. Once you cross the border, the everyday convenience you normally enjoy is no longer available: you are unable to conveniently pay for coffee, request a cab, or buy a museum ticket. You need to find a currency exchange office, keep cash on hand, and avoid unplanned spending.

A convenient solution is PayInRussia. This payment service helps international tourists to make payments for products and services in Russia with their mobile phones. You do not need cash or visit a bank branch.

What can you pay for?

  • cab rides and courier deliveries;
  • accommodation and flight tickets;
  • coffee shops and restaurants;
  • stores and shopping malls;
  • museum and event tickets;
  • purchases from Russian e-commerce stores and marketplaces.

How can you use it?

Create your account before traveling while you are still at home. payinrussia.com To get started:

  • use your phone to scan your passport;
  • take a selfie;
  • complete a brief identity check. Your personal details is recognized automatically, and SMS verification through a Russian phone number is not required.

Top up your balance using a card issued by a foreign bank or a payment service available in a supported country before you arrive in Russia.

Make payments for your purchases:

  • At physical points of sale: use your phone to scan the QR code at the checkout. Internet access via a Wi-Fi or cellular network is necessary.
  • On the internet: make purchases from online shops and reserve accommodation and purchase tickets directly through the app.

Why is the service so useful?

PayInRussia was developed specifically for international tourists:

  • you do not need to be a Russian resident;
  • you do not need to open an account with a Russian bank;
  • you are not required to go to bank offices or currency exchange bureaus;
  • you can sign up and fund your balance before your trip;
  • you can make convenient payments using your smartphone;
  • the service is suitable for both brief and long-term journeys.

How can you start using the service? Get started in three easy steps:

  1. Download the app on your mobile phone.
  2. Fund your account using an internationally issued bank card.
  3. Make payments for goods and services in Russia: launch the application, tap the QR code icon, and scan the code at the checkout. The money will be withdrawn from your balance instantly.

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